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Dr. Sorin CACE


Scientific committee:

PhD, Professor Catalin ZAMFIR, Romanian Academy Member

PhD, Professor Asher BEN-ARIEH, Director of Haruv Institute, Ierusalim, Israel

PhD, Professor Gary B. MELTON, University of Colorado, Denver, USA

PhD, Professor John LUTZKER, Georgia State University, Atlanta, USA

PhD, Professor Michael J. PALMIOTTO, Wichita State University, Kansas, USA

PhD, Professor Jill KORBIN, Case Western Reserve University, Cleveland, USA

Professor Keith HALEY, Tiffin University, Ohio, USA

PhD, Professor Jimmy TAYLOR, Ohio University, Zanesville, Ohio, USA

PhD, Professor Andrea WIGFIELD, University of Leeds, Leeds, United Kingdom

PhD, Professor Elizabeth ECKERMANN, Deakin University, Victoria, Australia

PhD, Professor Renwu TANG, Dean of School of Management, Dean of Academy of Government at Beijing Normal University, Beijing, China

PhD, Professor Amitabh KUNDU, Jawaharlal Nehru University, New Delhi , India

PhD, Professor Claude MARTIN, Scientific Director of CNRS, Rennes University, France

PhD, Professor Munyae M. MULINGE, United States International University (USIU), Nairobi, Kenya

PhD, Professor Manuel Antonio GARRETON, Chile University, Santiago de Chile, Chile

PhD, Professor Renata FRANC, Social Science Institute "Ivo Pilar", Zagreb, Croatia

PhD, Professor Asun LLENA BERNE, University of Barcelona, Barcelona, Spain

PhD, Professor Nawab Ali KHAN, Saman bin Abduaziz University, Al Kharj, Kingdom of Saudi Arabia

PhD, Professor Nicolae SALI, "Universitatea Libera Internationala din Moldova", Chisinau, Moldova

PhD, Professor Mihaela TOMIŢĂ, "Universitatea de Vest", Timisoara

PhD, Professor Valeriu IOAN-FRANC, Director Adjunct al Institutului National de Cercetari Economice

PhD, Professor Corina CACE, The Bucharest University of Economic Studies

PhD, Professor Mircea ALEXIU, "Universitatea de Vest", Timisoara

PhD, Professor Stefan COJOCARU, "Alexandru Ioan Cuza" University, Iasi


ISSN

Print: 1582-8344

Electronic: 2247-6571


Articles:
DISCRIMINATION FORMS IN THE PROFESSIONAL AREA
Gabriel STOICIU, Raluca POPESCU, Ramona CARAMALĂU
COMPETITION IN THE BANKING INDUSTRY: IMPLICATION ON FINANCIAL SECTOR DEVELOPMENT
Ifeanyi Chris ONODUGO, Okoro E. U. OKORO, Benjamin A. AMUJIRI, Vincent A. ONODUGO


COMPETITION IN THE BANKING INDUSTRY: IMPLICATION ON FINANCIAL SECTOR DEVELOPMENT

Abstract
The objective of this work is to examine the consequence or implication of competition in the banking industry for financial sector development. Whereas, competition is good for individual banks, the customers, and the banking system, excessive competition has implications which should be carefully identified and accorded the necessary regulatory attention. To examine the consequence or implication for financial sector development, a blend of exploratory, investigatory and descriptive technique was used. These methods were employed in order to capture the competition in the banking industry in Nigeria and its effects on financial sector development. Some of the implications identified to have direct bearing on the system?s stability are related to supervision, risk management, corporate governance, market discipline, and self-regulation. Notwithstanding the enormous challenges posed by the keen competition in the industry as a result of consolidation, there is no doubt that the regulatory authority have been proactive and put in place policies to guarantee safety and soundness of the banking industry. The study concluded that the reforms introduced in the banking sector in the late 80's, raised the degree of competition and improved the level of efficiency of the Nigerian commercial banks.
Keywords
Banking, Competition, Efficiency, Financial sector, Development.

Authors
Ifeanyi Chris ONODUGO
Ph.D, Department of Public Administration and Local Government, University of Nigeria Nsukka, email: dr.chrisonodugo@gmail.com
Okoro E. U. OKORO
Ph.D, Department of Banking and Finance, University of Nigeria, Enugu Campus, e-mail: Okoro.okoro@Unn.Edu.Ng
Benjamin A. AMUJIRI
Ph.D, Dept of Public Administration and Local Government, University of Nigeria Nsukka
Vincent A. ONODUGO
Ph.D, FCAI, Department Of Management, University Of Nigeria Enugu Campus, e-mail: Vincent.Onodugo@Unn.Edu.Ng

How to cite
Onodugo, I.C., Okoro, O., Amujiri, B., Onodugo, V. (2016). COMPETITION IN THE BANKING INDUSTRY: IMPLICATION ON FINANCIAL SECTOR DEVELOPMENT, Journal of Community Positive Practices, Nr. 3/2016, 32-51


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